Retirement Readiness Assessment Quiz Full

What is your age?

Next

If your target retirement date has changed in the last year or two, what's the major reason:

Cannot afford to retire when I planned

Investments improved, making it possible to retire earlier

My work can't end soon enough

My current work is still fulfilling

Forced to leave job/already retired

Want/need to work

Other

N/A

Next

Health Readiness

1) I feel I am in good health currently.

Yes No Sort of N/A

Health Readiness

2) I am currently getting adequate exercise.

Yes No Sort of N/A

Health Readiness

3) I am currently eating a healthy diet.

Yes No Sort of N/A

Health Readiness

4) I am currently getting adequate sleep.

Yes No Sort of N/A

Health Readiness

5) I take care of my mental health.

Yes No Sort of N/A

Health Readiness

6) I plan to prioritize my physical and mental health (including activities that counter brain aging) in retirement.

Yes No Sort of N/A

Health Readiness

7) I need more support with my fitness goals.

Yes No Sort of N/A

Health Readiness

8) I need more support with my nutrition goals.

Yes No Sort of N/A

Health Readiness

9) I need more support with my mental health.

Yes No Sort of N/A

Health Readiness

10) I have an aging spouse/partner or parents that I currently care for/or will care for in retirement.

Yes No Sort of N/A

Wealth Readiness

11) I have a pre-retirement tax conscious financial plan that is in good shape.

Yes No Sort of N/A

Wealth Readiness

12) I have taken a complete inventory of my finances, track them carefully and know my cash flow and net worth.

Yes No Sort of N/A

Wealth Readiness

13) I know the date when I can retire/achieve financial freedom.

Yes No Sort of N/A

Wealth Readiness

14) I have debt under control.

Yes No Sort of N/A

Wealth Readiness

15) I have an emergency fund.

Yes No Sort of N/A

Wealth Readiness

16) I understand and have calculated the impact of longevity risk on my retirement.

Yes No Sort of N/A

Wealth Readiness

17) My spouse/partner and I have communicated and are on the same page with our financial plans for retirement.

Yes No Sort of N/A

Wealth Readiness

18) I have projected my retirement expenses, income sources and gaps in retirement.

Yes No Sort of N/A

Wealth Readiness

19) I have a plan for how I will cover my income gaps in retirement.

Yes No Sort of N/A

Wealth Readiness

20) I am happy with the amount of savings and investments I have for retirement.

Yes No Sort of N/A

Wealth Readiness

21) I'm worried about running out of money in retirement.

Yes No Sort of N/A

Wealth Readiness

22) I have a retirement income distribution strategy that includes a safe withdrawal rate (including what I plan to do with my 401k/IRA(s) at retirement).

Yes No Sort of N/A

Wealth Readiness

23) I am confident in my short term and long-term investment decisions (and I am not making knee-jerk reactions in market downturns).

Yes No Sort of N/A

Wealth Readiness

24) I have a plan to balance growth and protection in my portfolio (right ratio to protect against short term and long-term volatility, sequence of return risk and inflation).

Yes No Sort of N/A

Wealth Readiness

25) I have a Social Security timing strategy to maximize my benefit. Experts estimate that many people leave over $100,000 on the table by choosing the wrong timing strategy.

Yes No Sort of N/A

Wealth Readiness

26) I have a tax mitigation plan for retirement (i.e., minimizing taxes as low as possible) and have taxable, tax free and tax deferred buckets set up.

Yes No Sort of N/A

Wealth Readiness

27) I have considered how my home equity could be used as an income buffer in retirement.

Yes No Sort of N/A

Wealth Readiness

28) I have a healthcare plan and have calculated my healthcare expenses in retirement.

Yes No Sort of N/A

Wealth Readiness

29) I have investigated a Health Savings Account as a way to invest for healthcare expenses in retirement.

Yes No Sort of N/A

Wealth Readiness

30) I understand my Medicare options and decisions.

Yes No Sort of N/A

Wealth Readiness

31) I have a plan to protect against a long-term care incident.

Yes No Sort of N/A

Wealth Readiness

32) I have a sound life insurance strategy that gives me a tax-free income stream and protects my heirs.

Yes No Sort of N/A

Wealth Readiness

33) I have an estate plan (recent will and trust), and plan for orderly and tax efficient legacy plan for my heirs.

Yes No Sort of N/A

Wealth Readiness

34) I have communicated my financial/legal and end of life plans with family/friends.

Yes No Sort of N/A

Wealth Readiness

35) I could use the help of a RetireMentor or other specialist for one of the financial/tax/legal readiness areas above.

Yes No Sort of N/A

Happiness Readiness

36) I am looking forward to retirement.

Yes No Sort of N/A

Happiness Readiness

37) I am worried about my transition to retirement and how I'll handle all the changes it represents.

Yes No Sort of N/A

Happiness Readiness

38) I have a lifestyle plan for retirement and/or I've discussed with my spouse/partner.

Yes No Sort of N/A

Happiness Readiness

39) I believe I'll be able to live the retirement lifestyle I desire.

Yes No Sort of N/A

If yes, I plan to: Check all that apply

Spend more time on my physical and mental health

Start a new venture/career/business

Spend more time with my family and loved ones

Travel and recreate

Move to a new part of the country/world

Slow down and relax

Start or continue with hobbies and leisure activities

Be of service to family, friends, community

Spend time on self-development

Other

Next

Happiness Readiness

40) I have strong connections/relationships with family and friends, and look forward to more in retirement.

Yes No Sort of N/A

Happiness Readiness

41) I am or plan to go through significant change (i.e. divorce, marriage, career, etc.) prior to or in retirement.

Yes No Sort of N/A

Happiness Readiness

42) I have activities and hobbies planned for retirement.

Yes No Sort of N/A

Happiness Readiness

43) I have a plan for where I'll live and type of dwelling I'll live in.

Yes No Sort of N/A

Happiness Readiness

44) I need some support with my happiness readiness (aka life coaching) as I prepare for retirement.

Yes No Sort of N/A

Happiness Readiness

45) After taking this quiz, I feel pretty good about my overall retirement readiness.

Yes No Sort of N/A

Congratulations! By answering our 45 readiness questions you've taken a step closer to creating and implementing a retirement plan you not only understand, but have 100% confidence in.

Your Readiness Assessment Quiz Results will be emailed to you. Please enter your correct Email below.

First Name*

Last Name*

P.S. The next step in your readiness journey, should you decide to take it, is part numbers crunching and soul searching. Using our software and platform (DIY or with the guidance of our RetireMentors) you’ll identify, assess and address your gaps, risk and opportunities for a better retirement.

Note: This is a secure form. Information entered is not publicly available. We do not ask for personal information such as date of birth, account details, etc.

What is your age? Next

I am Single Married Divorced Widowed

I am Retiring within next 1-2 years Retiring 3-5 years Retiring 6-10 years Retiring 10+ years Already retired

Health Readiness

1) I feel I am in good health currently. Yes No Sort of N/A

Health Readiness

2) I am currently getting adequate exercise. Yes No Sort of N/A

Health Readiness

3) I am currently eating a healthy diet. Yes No Sort of N/A

Health Readiness

4) I am currently getting adequate sleep. Yes No Sort of N/A

Health Readiness

5) I take care of my mental health. Yes No Sort of N/A

Health Readiness

6) I plan to prioritize my physical and mental health (including activities that counter brain aging) in retirement. Yes No Sort of N/A

Health Readiness

7) I need more support with my fitness goals. Yes No Sort of N/A

Health Readiness

8) I need more support with my nutrition goals. Yes No Sort of N/A

Health Readiness

9) I need more support with my mental health. Yes No Sort of N/A

Health Readiness

10) I have an aging spouse/partner or parents that I currently care for/or will care for in retirement. Yes No Sort of N/A

Wealth Readiness

11) I have a pre-retirement tax conscious financial plan that is in good shape. Yes No Sort of N/A

Wealth Readiness

12) I have taken a complete inventory of my finances, track them carefully and know my cash flow and net worth. Yes No Sort of N/A

Wealth Readiness

13) I know the date when I can retire/achieve financial freedom. Yes No Sort of N/A

Wealth Readiness

14) I have debt under control. Yes No Sort of N/A

Wealth Readiness

15) I have an emergency fund. Yes No Sort of N/A

Wealth Readiness

16) I understand and have calculated the impact of longevity risk on my retirement. Yes No Sort of N/A

Wealth Readiness

17) My spouse/partner and I have communicated and are on the same page with our financial plans for retirement. Yes No Sort of N/A

Wealth Readiness

18) I have projected my retirement expenses, income sources and gaps in retirement. Yes No Sort of N/A

Wealth Readiness

19) I have a plan for how I will cover my income gaps in retirement. Yes No Sort of N/A

Wealth Readiness

20) I am happy with the amount of savings and investments I have for retirement. Yes No Sort of N/A

Wealth Readiness

21) I'm worried about running out of money in retirement. Yes No Sort of N/A

Wealth Readiness

22) I have a retirement income distribution strategy that includes a safe withdrawal rate (including what I plan to do with my 401k/IRA(s) at retirement). Yes No Sort of N/A

Wealth Readiness

23) I am confident in my short term and long-term investment decisions (and I am not making knee-jerk reactions in market downturns). Yes No Sort of N/A

Wealth Readiness

24) I have a plan to balance growth and protection in my portfolio (right ratio to protect against short term and long-term volatility, sequence of return risk and inflation). Yes No Sort of N/A

Wealth Readiness

25) I have a Social Security timing strategy to maximize my benefit. Experts estimate that many people leave over $100,000 on the table by choosing the wrong timing strategy. Yes No Sort of N/A

Wealth Readiness

26) I have a tax mitigation plan for retirement (i.e., minimizing taxes as low as possible) and have taxable, tax free and tax deferred buckets set up. Yes No Sort of N/A

Wealth Readiness

27) I have considered how my home equity could be used as an income buffer in retirement. Yes No Sort of N/A

Wealth Readiness

28) I have a healthcare plan and have calculated my healthcare expenses in retirement. Yes No Sort of N/A

Wealth Readiness

29) I have investigated a Health Savings Account as a way to invest for healthcare expenses in retirement. Yes No Sort of N/A

Wealth Readiness

30) I understand my Medicare options and decisions. Yes No Sort of N/A

Wealth Readiness

31) I have a plan to protect against a long-term care incident. Yes No Sort of N/A

Wealth Readiness

32) I have a sound life insurance strategy that gives me a tax-free income stream and protects my heirs. Yes No Sort of N/A

Wealth Readiness

33) I have an estate plan (recent will and trust), and plan for orderly and tax efficient legacy plan for my heirs. Yes No Sort of N/A

Wealth Readiness

34) I have communicated my financial/legal and end of life plans with family/friends. Yes No Sort of N/A

Wealth Readiness

35) I could use the help of a RetireMentor or other specialist for one of the financial/tax/legal readiness areas above. Yes No Sort of N/A

Happiness Readiness

36) I am looking forward to retirement. Yes No Sort of N/A

Happiness Readiness

37) I am worried about my transition to retirement and how I'll handle all the changes it represents. Yes No Sort of N/A

Happiness Readiness

38) I have a lifestyle plan for retirement and/or I've discussed with my spouse/partner. Yes No Sort of N/A

Happiness Readiness

What is your age?

Next

I am

Single Married Divorced Widowed

I am

Retiring within next 1-2 years Retiring 3-5 years Retiring 6-10 years Retiring 10+ years Already retired

1) I feel I am in good health currently.

Yes No Sort of N/A

2) I am currently getting adequate exercise.

Yes No Sort of N/A

3) I am currently eating a healthy diet.

Yes No Sort of N/A

4) I am currently getting adequate sleep.

Yes No Sort of N/A

5) I take care of my mental health.

Yes No Sort of N/A

6) I plan to prioritize my physical and mental health (including activities that counter brain aging) in retirement.

Yes No Sort of N/A

7) I need more support with my fitness goals.

Yes No Sort of N/A

8) I need more support with my nutrition goals.

Yes No Sort of N/A

9) I need more support with my mental health.

Yes No Sort of N/A

10) I have an aging spouse/partner or parents that I currently care for/or will care for in retirement.

Yes No Sort of N/A

11) I have a pre-retirement tax conscious financial plan that is in good shape.

Yes No Sort of N/A

12) I have taken a complete inventory of my finances, track them carefully and know my cash flow and net worth.

Yes No Sort of N/A

13) I know the date when I can retire/achieve financial freedom.

Yes No Sort of N/A

14) I have debt under control.

Yes No Sort of N/A

15) I have an emergency fund.

Yes No Sort of N/A

16) I understand and have calculated the impact of longevity risk on my retirement.

Yes No Sort of N/A

17) My spouse/partner and I have communicated and are on the same page with our financial plans for retirement.

Yes No Sort of N/A

18) I have projected my retirement expenses, income sources and gaps in retirement.

Yes No Sort of N/A

19) I have a plan for how I will cover my income gaps in retirement.

Yes No Sort of N/A

20) I am happy with the amount of savings and investments I have for retirement.

Yes No Sort of N/A

21) I'm worried about running out of money in retirement.

Yes No Sort of N/A

22) I have a retirement income distribution strategy that includes a safe withdrawal rate (including what I plan to do with my 401k/IRA(s) at retirement).

Yes No Sort of N/A

23) I am confident in my short term and long-term investment decisions (and I am not making knee-jerk reactions in market downturns).

Yes No Sort of N/A

24) I have a plan to balance growth and protection in my portfolio (right ratio to protect against short term and long-term volatility, sequence of return risk and inflation).

Yes No Sort of N/A

25) I have a Social Security timing strategy to maximize my benefit. Experts estimate that many people leave over $100,000 on the table by choosing the wrong timing strategy.

Yes No Sort of N/A

26) I have a tax mitigation plan for retirement (i.e., minimizing taxes as low as possible) and have taxable, tax free and tax deferred buckets set up.

Yes No Sort of N/A

27) I have considered how my home equity could be used as an income buffer in retirement.

Yes No Sort of N/A

28) I have a healthcare plan and have calculated my healthcare expenses in retirement.

Yes No Sort of N/A

29) I have investigated a Health Savings Account as a way to invest for healthcare expenses in retirement.

Yes No Sort of N/A

30) I understand my Medicare options and decisions.

Yes No Sort of N/A

31) I have a plan to protect against a long-term care incident.

Yes No Sort of N/A

32) I have a sound life insurance strategy that gives me a tax-free income stream and protects my heirs.

Yes No Sort of N/A

33) I have an estate plan (recent will and trust), and plan for orderly and tax efficient legacy plan for my heirs.

Yes No Sort of N/A

34) I have communicated my financial/legal and end of life plans with family/friends.

Yes No Sort of N/A

35) I could use the help of a RetireMentor or other specialist for one of the financial/tax/legal readiness areas above.

Yes No Sort of N/A

36) I am looking forward to retirement.

Yes No Sort of N/A

37) I am worried about my transition to retirement and how I'll handle all the changes it represents.

Yes No Sort of N/A

38) I have a lifestyle plan for retirement and/or I've discussed with my spouse/partner.

Yes No Sort of N/A

40) I have strong connections/relationships with family and friends, and look forward to more in retirement.

Yes No Sort of N/A

41) I am or plan to go through significant change (i.e. divorce, marriage, career, etc.) prior to or in retirement.

Yes No Sort of N/A

42) I have activities and hobbies planned for retirement.

Yes No Sort of N/A

43) I have a plan for where I'll live and type of dwelling I'll live in.

Yes No Sort of N/A

44) I need some support with my happiness readiness (aka life coaching) as I prepare for retirement.

Yes No Sort of N/A

45) After taking this quiz, I feel pretty good about my overall retirement readiness.

Yes No Sort of N/A