Retirement Readiness Assessment Quiz

Let's Get Her Done

What is your age?

Next

I am

Single Married Divorced Widowed

I am

Retiring within next 1-2 years Retiring 3-5 years Retiring 6-10 years Retiring 10+ years Already retired

What is your income per year (individual or household income)?

$0 - $29,000 $30,000 - $49,000 $50,00 - $99,000 $100,000 - $199,000 $200,000 and above

How much do you plan to have saved by retirement?

Up to $100,000 101,000 - $250,000 $251,000 - $500,000 $501,000 - $750,000 $751,000 - $1,000,000 $1,000,000+

1) I have a pre-retirement tax conscious financial plan that is in good shape.

Yes No Sort of N/A

2) I have taken a complete inventory of my finances, track them carefully and know my cash flow and net worth.

Yes No Sort of N/A

3) I know the date when I can retire/achieve financial freedom.

Yes No Sort of N/A

4) I have debt under control

Yes No Sort of N/A

5) I have an emergency fund

Yes No Sort of N/A

6) I understand and have calculated the impact of longevity risk on my retirement.

Yes No Sort of N/A

7) My spouse/partner and I have communicated and are on the same page with our financial plans for retirement.

Yes No Sort of N/A

8) I have projected my retirement expenses, income sources and gaps in retirement

Yes No Sort of N/A

9) I have a plan for how I will cover my income gaps in retirement.

Yes No Sort of N/A

10) I am happy with the amount of savings and investments I have for retirement.

Yes No Sort of N/A

11) I'm worried about running out of money in retirement.

Yes No Sort of N/A

12) I have a retirement income distribution strategy that includes a safe withdrawal rate (including what I plan to do with my 401k/IRA(s) at retirement).

Yes No Sort of N/A

13) I am confident in my short term and long term investment decisions (and I am not making knee-jerk reactions in market downturns).

Yes No Sort of N/A

14) I have a plan to balance growth and protection in my portfolio (right ratio to protect against short term and long term volatility, sequence of return risk and inflation).

Yes No Sort of N/A

15) I have a Social Security timing strategy to maximize my benefit. Experts estimate that many people leave over $100,000 on the table by choosing the wrong timing strategy.

Yes No Sort of N/A

16) I have a tax mitigation plan for retirement (i.e., minimizing taxes as low as possible) and have taxable, tax free and tax deferred buckets set up.

Yes No Sort of N/A

17) I have considered how my home equity could be used as an income buffer in retirement.

Yes No Sort of N/A

18) I have a healthcare plan and have calculated my healthcare expenses in retirement.

Yes No Sort of N/A

19) I have investigated a Health Savings Account as a way to invest for healthcare expenses in retirement.

Yes No Sort of N/A

20) I understand my Medicare options and decisions.

Yes No Sort of N/A

21) I have a plan to protect against a long-term care incident.

Yes No Sort of N/A

22) I have a sound life insurance strategy that gives me a tax-free income stream and protects my heirs.

Yes No Sort of N/A

23) I have an estate plan (recent will and trust), and plan for orderly and tax efficient legacy plan for my heirs.

Yes No Sort of N/A

24) I have communicated my financial/legal and end of life plans with family/friends.

Yes No Sort of N/A

25) I could use the help of a RetireMentor or other specialist for one of the financial/tax/legal readiness areas above.

Yes No Sort of N/A

Congratulations! By answering our 25 readiness questions you've taken a step closer to creating and implementing a retirement plan you not only understand, but have 100% confidence in.

Simply click the 'Finish' button and your Readiness Assessment Quiz Results results will be emailed to you. Check your spam folder if you don't see an email from lynnt@herretirement.com in the next few minutes.

First Name*

Last Name*

Email*

Phone No.*

P.S. One of the next steps in your readiness journey, should you decide to take it, is part numbers crunching and soul searching. Using our software and platform (DIY or with the guidance of our RetireMentors) you’ll identify, assess and address your gaps, risk and opportunities for a better retirement.

Note: This is a secure form. Information entered is not publicly available. We do not ask for personal information such as date of birth, account details, etc.

What is your age? Next

I am Single Married Divorced Widowed

I am Retiring within next 1-2 years Retiring 3-5 years Retiring 6-10 years Retiring 10+ years Already retired

What is your income per year (individual or household income)? $0 - $29,000 $30,000 - $49,000 $50,00 - $99,000 $100,000 - $199,000 $200,000 and above

How much do you plan to have saved by retirement? Up to $100,000 101,000 - $250,000 $251,000 - $500,000 $501,000 - $750,000 $751,000 - $1,000,000 $1,000,000+

1) I have a pre-retirement tax conscious financial plan that is in good shape. Yes No Sort of N/A

2) I have taken a complete inventory of my finances, track them carefully and know my cash flow and net worth. Yes No Sort of N/A

3) I know the date when I can retire/achieve financial freedom. Yes No Sort of N/A

4) I have debt under control Yes No Sort of N/A

5) I have an emergency fund Yes No Sort of N/A

6) I understand and have calculated the impact of longevity risk on my retirement. Yes No Sort of N/A

7) My spouse/partner and I have communicated and are on the same page with our financial plans for retirement. Yes No Sort of N/A

8) I have projected my retirement expenses, income sources and gaps in retirement Yes No Sort of N/A

9) I have a plan for how I will cover my income gaps in retirement. Yes No Sort of N/A

10) I am happy with the amount of savings and investments I have for retirement. Yes No Sort of N/A

11) I'm worried about running out of money in retirement. Yes No Sort of N/A

12) I have a retirement income distribution strategy that includes a safe withdrawal rate (including what I plan to do with my 401k/IRA(s) at retirement). Yes No Sort of N/A

13) I am confident in my short term and long term investment decisions (and I am not making knee-jerk reactions in market downturns). Yes No Sort of N/A

14) I have a plan to balance growth and protection in my portfolio (right ratio to protect against short term and long term volatility, sequence of return risk and inflation). Yes No Sort of N/A

15) I have a Social Security timing strategy to maximize my benefit. Experts estimate that many people leave over $100,000 on the table by choosing the wrong timing strategy. Yes No Sort of N/A

16) I have a tax mitigation plan for retirement (i.e., minimizing taxes as low as possible) and have taxable, tax free and tax deferred buckets set up. Yes No Sort of N/A

17) I have considered how my home equity could be used as an income buffer in retirement. Yes No Sort of N/A

18) I have a healthcare plan and have calculated my healthcare expenses in retirement. Yes No Sort of N/A

19) I have investigated a Health Savings Account as a way to invest for healthcare expenses in retirement. Yes No Sort of N/A

20) I understand my Medicare options and decisions. Yes No Sort of N/A

21) I have a plan to protect against a long-term care incident. Yes No Sort of N/A

22) I have a sound life insurance strategy that gives me a tax-free income stream and protects my heirs. Yes No Sort of N/A

23) I have an estate plan (recent will and trust), and plan for orderly and tax efficient legacy plan for my heirs. Yes No Sort of N/A

24) I have communicated my financial/legal and end of life plans with family/friends. Yes No Sort of N/A

25) I could use the help of a RetireMentor or other specialist for one of the financial/tax/legal readiness areas above. Yes No Sort of N/A