Be the “Her” in Hero Blog

“A hero is someone who, in spite of weakness, doubt or not always knowing the answers, goes ahead and overcomes anyway.” 

-Christopher Reeve


Eat Right. Live Longer.

Longevity risk in retirement is both our friend and our foe. Of course, a long healthy life sounds quite appealing. But longevity is also one of our biggest risks in retirement, especially for us women as we tend to live longer than our male counterparts. The main reason for this is that if we aren’t […]

How I Decided to Start Lifting and Running Again

Click here to listen to Episode 15: How I Decided to Start Lifting and Running Again Lynn Toomey : Hey there everyone. Welcome to this week’s episode of the Walk the Talk Podcast, I am your host Lynn Toomey and the founder of Her Retirement. So this week I am going to be talking about […]

Longevity Secrets of People Over 100

What can we learn from longevity secrets of people over 100? First, we exclude genetics, but assume this must be in their favor. Second, we look for diet and lifestyle similarities to form a behavioral pattern for healthy aging. Third, we condense these behavioral patterns into major lifestyle themes that led to increased longevity. Here […]

Why You Should Wait Until You Retire to Dig into Your HSA

You have access to a variety of benefits as part of your employee benefits package, including health insurance, a 401(k) plan, and possibly even stock options. However, the most beneficial option may also be the most underutilized: a health savings account (HSA). A health savings account (HSA) is a type of savings account that allows […]

Woman Need to Stop Fearing Heavy Weights

A new study from the Journal of Strength and Conditioning Research suggests that women need to get over their fear of heavy weights, if they truly care about getting results, and now we have a very recent study to prove it. Unfortunately, despite myriad science-based articles and practical real-life results, many women still believe that […]


How Retirement Spending Changes with Time

New retirees sometimes worry that they are spending too much, too soon. Should they scale back? Are they at risk of outliving their money? This concern may be legitimate. Some households “live it up” and spend more than they anticipate as retirement starts to unfold. In 10 or 20 years, though, they may not spend […]

Emotional vs. Strategic Decisions

Information vs. instinct. When it comes to investing, many people believe they have a “knack” for choosing good investments. But what exactly is that “knack” based on? The fact is, the choices we make with our assets can be strongly influenced by factors, many of them emotional, that we may not even be aware of. […]

5 Reasons Why Women Need to Invest

Despite progress toward financial planning and saving, women often face challenges regarding their financial security. These challenges can include more time away from the workforce (often caring for children or for parents), the gender pay gap, and other factors that impact their investing and saving for retirement. Women need to recognize these barriers to saving […]

Avoiding Scams

Scams got a big boost during the pandemic and I’ve been hearing about more folks (even very tech-savvy ones) getting caught up. I wanted to reach out with some tips so you and your loved ones can stay safe. I’d also like to ask for your help: Please forward this email to anyone you know […]

Conquering Retirement Challenges for Women

When it comes to retirement, women may face unique obstacles that can make saving for retirement more challenging. Given that women typically live longer than men, retirement money for women may need to stretch even further.1 Despite these challenges, a wise strategy can give women reasons to be hopeful. Get clear on your vision. Do […]


How to Be a Warrior, Not a Worrier

  Hi there and welcome to this week’s episode of the Her Retirement podcast. I woke up the other night in a cold sweat and it wasn’t the first time. You know the sweats I’m talking about ladies. Since I’ve already mostly gone through menopause, it was probably spurred on by worry…money worries that is. […]

Retirement Questions That Have Nothing to Do With Money

Preparing for retirement is not entirely financial. Your degree of happiness in your “second act” may depend on some factors that don’t come with an obvious price tag. Here are some non-monetary factors to consider as you prepare for your retirement. What will you do with your time? Too many people retire without any idea […]

Housing in Retirement

In this week’s episode of my podcast, I’m talking about housing matters. Because where we end up living in retirement is a big issue that many pre-retirees begin to think about. I know it’s been on the top of mind for me the last couple of years as I faced becoming an empty nester in […]

Happiness Before and After Retirement

Hello and welcome to the Her Retirement podcast. I am your host Lynn Toomey, and here in my podcast each week, I talk about how to live a better, more intentional, and financially secure life now, and in retirement. Whether you’re single, suddenly single or a partnered-up woman, your only sure investment is an investment […]

What is a Happy Retirement?

What is a Happy Retirement? The most successful retirees are the ones with the biggest bank accounts, right? Not necessarily. Although good financial planning and a solid retirement strategy play major roles in being comfortable and content after leaving the workforce, there’s more to it. Retirement is more than dollars and cents or a red-circled [...]