Be the “Her” in Hero Blog

“A hero is someone who, in spite of weakness, doubt or not always knowing the answers, goes ahead and overcomes anyway.” 

-Christopher Reeve


Eat Right. Live Longer.

Longevity risk in retirement is both our friend and our foe. Of course, a long healthy life sounds quite appealing. But longevity is also one of our biggest risks in retirement, especially for us women as we tend to live longer than our male counterparts. The main reason for this is that if we aren’t […]

How I Decided to Start Lifting and Running Again

Click here to listen to Episode 15: How I Decided to Start Lifting and Running Again Lynn Toomey : Hey there everyone. Welcome to this week’s episode of the Walk the Talk Podcast, I am your host Lynn Toomey and the founder of Her Retirement. So this week I am going to be talking about […]

Longevity Secrets of People Over 100

What can we learn from longevity secrets of people over 100? First, we exclude genetics, but assume this must be in their favor. Second, we look for diet and lifestyle similarities to form a behavioral pattern for healthy aging. Third, we condense these behavioral patterns into major lifestyle themes that led to increased longevity. Here […]

Why You Should Wait Until You Retire to Dig into Your HSA

You have access to a variety of benefits as part of your employee benefits package, including health insurance, a 401(k) plan, and possibly even stock options. However, the most beneficial option may also be the most underutilized: a health savings account (HSA). A health savings account (HSA) is a type of savings account that allows […]

Woman Need to Stop Fearing Heavy Weights

A new study from the Journal of Strength and Conditioning Research suggests that women need to get over their fear of heavy weights, if they truly care about getting results, and now we have a very recent study to prove it. Unfortunately, despite myriad science-based articles and practical real-life results, many women still believe that […]


Will Power

Only one-third of adults have a will in place, which may not be entirely surprising. No one wants to be reminded of their own mortality or spend too much time thinking about what might happen once they’re gone.1 But a will is an instrument of power. Creating one gives you control over the distribution of […]


Some individuals believe that return on investment shouldn’t be the only criterion for how they invest their money. For them, the social impact of investing is just as important – perhaps more important. The history of socially responsible investing stretches as far back as the mid-18th century, but its more-modern form began taking shape in […]

A Taxing Story: Capital Gains and Losses

Chris Rock once remarked, “You don’t pay taxes – they take taxes.”1 That applies not only to income but also to capital gains. Capital gains result when an individual sells an investment for an amount greater than their purchase price. Capital gains are categorized as short-term gains (a gain realized on an asset held one […]

Diversification, Patience, and Consistency

Regardless of how the markets may perform, consider making the following part of your investment philosophy: Diversification. The saying “don’t put all your eggs in one basket” has some application to investing. Over time, certain asset classes may perform better than others. If your assets are mostly held in one kind of investment, you could […]

Five Most Overlooked Tax Deductions

Who among us wants to pay the IRS more taxes than we have to? While few may raise their hands, Americans regularly overpay because they fail to take tax deductions for which they are eligible. Let’s take a quick look at the five most overlooked opportunities to manage your tax bill. Reinvested Dividends: When your […]


Retirement Questions That Have Nothing to Do With Money

Preparing for retirement is not entirely financial. Your degree of happiness in your “second act” may depend on some factors that don’t come with an obvious price tag. Here are some non-monetary factors to consider as you prepare for your retirement. What will you do with your time? Too many people retire without any idea […]

Housing in Retirement

In this week’s episode of my podcast, I’m talking about housing matters. Because where we end up living in retirement is a big issue that many pre-retirees begin to think about. I know it’s been on the top of mind for me the last couple of years as I faced becoming an empty nester in […]

Happiness Before and After Retirement

Hello and welcome to the Her Retirement podcast. I am your host Lynn Toomey, and here in my podcast each week, I talk about how to live a better, more intentional, and financially secure life now, and in retirement. Whether you’re single, suddenly single or a partnered-up woman, your only sure investment is an investment […]

What is a Happy Retirement?

What is a Happy Retirement? The most successful retirees are the ones with the biggest bank accounts, right? Not necessarily. Although good financial planning and a solid retirement strategy play major roles in being comfortable and content after leaving the workforce, there’s more to it. Retirement is more than dollars and cents or a red-circled [...]

Passion to Profession: How to Work Doing the Things You Love

We’d all like to earn a living doing something we love but with bills to pay and mouths to feed, it’s not always feasible. Luckily, the working landscape is changing and, with all the time saved in lockdown (and from not-commuting), you may find your lifestyle allows for more flexibility. Here are some tips to […]